When your looking to buy a new home, borrow more money or switch mortgages its vital that you dont overstretch yourself. Sometimes its difficult to keep track of our expenses, that’s why we have created this simple tool to aid your budget planning. Just fill in the boxes below to get an idea how much spare cash or ‘disposable income’ you have.
Monthly personal costs
- Food & groceries £
- Car running costs, train fares & other travel £
- Savings contributions & pensions £ - (go to savings calculator)
- Life policies & health cover £ - (Read more about life cand term assurance)
- Loans, hire purchase, credit & store cards £ (go to debt consolidation cal to see if you could save)
- Clothes & personal grooming £
- Entertainment & going out £
- Clubs, hobbies & membership fees £
- School & nursery charges £
- Other £
Monthly home costs
- Mortgage payment protection £ - (Read more about mortgage payment protection)
- Council tax, service charges & ground rent £ (Read more information about council tax and rent)
- Buildings & contents insurance £ - (Read more about b&c insurance)
- Telephone, Mobiles, internet & television £
- Energy & water bills £
Budget planner is currently under construction and will follow shortly!
